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Associate Health Actuary (or Senior Actuarial Analyst) Self-Funded Group Health & Stop-Loss Focus Charlotte, NC (preferred) The Amwins Benefits Division is conducting a candidate search for an Associate Health Actuary. Serving as a member of the Benefits Divisional Support Team, this role will be a dedicated resource for actuarial services across the division, with a strong focus on self-funded group health and stop-loss analytics supporting the Amwins Self-Funded and Accident & Health Underwriting divisions. This is an opportunity to join a growing actuarial team where your work influences underwriting strategy, pricing, product development, and business growth across one of the nation's largest employee benefits organizations. Amwins is the world's largest wholesale insurance distributor with $44.5 billion in annual premium placements, 7,900 employees, and offices in 34 states. Privately held and majority employee-owned, Amwins provides expertise across property, casualty, and employee benefits. The Benefits Division serves more than 10 million covered lives, supports $11.7 billion in premium placements, and operates across five solution verticals: Small to Mid-Market, Self-Funded, Ancillary, Retiree Healthcare, and Exclusive Programs. Please visit www.amwins.com . Position Overview Since 2018, the Benefits Division has insourced key health actuarial initiatives. As the self-funded and stop-loss business continues to grow, the team needs additional support for recurring analyses and special projects. This role reports to the SVP, Health Actuary, and joins a team of three actuaries. We're looking for someone who works well in a highly collaborative, analytical environment while also flourishing independently—someone excited to find the trends behind the data, tell the story, and build solutions, not just run the numbers. Beyond technical expertise, you'll solve complex business problems, partner with experienced underwriting and business leaders, and see your work directly influence strategic decisions across the Benefits Division. If you're intellectually curious and enjoy translating data into practical business solutions, you'll thrive here. This isn't a back-office actuarial role. You'll regularly explain actuarial concepts to non-actuaries, build relationships with underwriting and sales, and help train underwriters and junior producers. You should genuinely enjoy that level of collaboration. Responsibilities This role will partner with the current Benefits actuarial team and have exposure to multiple operating companies across the division. Primary areas of concentration: Self-Funded & Stop-Loss (primary focus) Prepare and maintain self-funded group financial analyses (SFAs), Analyze reinsurance and stop-loss coverage and interpret contract terms (specific/aggregate, laser terms, run-in/run-out provisions). Evaluate alternative funding arrangements and develop premium equivalent rates. Validate medical claim trend rates and stop-loss pricing trends. Prepare IBNR/reserve estimation and perform reserve adequacy testing. Pricing / Underwriting Review and development of manual rates. Evaluate and support development of new products and underwriting methodologies. Benefits valuation and plan changes based on utilization and network assumptions. Health care renewal analysis, pricing and trend analyses, claims/premium projections. Develop and maintain strong documentation on all modeling, process changes, and analyses performed. Support peer review and quality control of team analyses and deliverables as the actuarial team grows. Benchmarking Analyze block-of-business experience data against carrier data, industry trends, or studies. Assess impact of additional cost containment services and support performance guarantee determination. Communication & Collaboration Communicate actuarial findings and recommendations