Job Opportunities API

Overview We are seeking an experienced and commercially driven Product Manager to build and scale our Wealth Lending business within Private Banking. This is a newly established regional role focused on unlocking lending opportunities across our wealth platform and delivering differentiated financing solutions for high-net-worth clients. Sitting at the intersection of product strategy, risk management, and client advisory, this role partners closely with Relationship Managers, Investment Advisors, and cross-functional teams across Credit, Risk, Finance, and Wealth Platforms. The successful candidate will play a critical role in shaping the product vision, driving execution, and ensuring sustainable growth of a competitive and scalable wealth lending franchise. Key Responsibilities Product Strategy & Development • Own the end-to-end product management of wealth lending solutions, including Lombard lending, securities-backed financing, and bespoke structured credit offerings. • Define and execute product strategy, value proposition, and multi-year roadmap aligned with client needs, market dynamics, and business priorities. • Identify new lending opportunities and innovate client-centric solutions to expand wallet share and enhance client engagement. Client & Front Office Partnership • Partner closely with Relationship Managers and Investment Advisors to structure tailored lending solutions for private wealth clients. • Drive product awareness, adoption, and commercialization across markets through effective engagement with front-office teams. • Act as a subject matter expert and trusted advisor on wealth lending solutions. Risk, Governance & Controls • Collaborate with Credit, Risk, Legal, and Compliance functions to design robust credit frameworks, policies, and governance standards. • Ensure all products adhere to regulatory requirements and internal risk appetite, while balancing growth and prudence. • Contribute to ongoing refinement of credit policies and lending frameworks. Product Lifecycle Management • Manage the full product lifecycle from design and launch to optimization, repricing, and sunset decisions. • Monitor portfolio performance, profitability, and risk metrics, and implement enhancements where required. • Drive continuous improvement of processes, documentation, and client experience. • Drive Tech platform improvements by collaborating with Tech team on ideation, build, UAT, rollout Market & Portfolio Management • Track market trends, competitor offerings, and emerging practices in wealth lending to maintain competitive positioning. • Support portfolio analytics, pricing strategy, and balance sheet optimization initiatives. • Lead regional initiatives to harmonize product offerings and drive consistency across markets. Requirements • Bachelor’s degree in Finance, Economics, Business, or a related field. • 8–12+ years of relevant experience in wealth lending, credit structuring, or product management within private banking, wealth management, or financial institutions. • Strong expertise in lending products, including securities-backed financing, collateral structures, and credit risk frameworks. • Proven track record of working effectively across front office, risk, credit, and operations within a matrixed, cross-functional environment. • Strong commercial acumen with the ability to identify opportunities, balance risk-reward outcomes, and drive business growth. • Excellent communication and stakeholder management skills. Location: DBS Asia Central Job: Product Management Schedule: Regular Employee Status: Full time