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Product Manager (Core Banking) | Madrid Monex is a leading global financial solutions provider, offering a complete set of tools to support business growth and strategic financial operations. We specialise in FX risk management and international payments, helping corporate and institutional clients design tailored FX solutions to navigate currency volatility with confidence. Our team of FX specialists implement well-considered currency strategies, offering dedicated support to help clients manage their payment needs – whether for goods, services, or direct investments. In 2023, Monex facilitated $309 billion in FX turnover, managed $10.7 billion in assets, and processed 8.5 million transactions. With offices across North America (Canada, the US, and Mexico), Asia (Singapore), and Europe (the UK, Spain, and the Netherlands), we serve over 66,000 clients worldwide. By combining global reach with deep local market expertise, Monex enhances businesses with a suite of financial solutions and FX market analysis to help optimise efficiency, mitigate currency risk, and protect margins in an increasingly complex financial landscape. Key Responsibilities Core Banking Product Ownership • Own the vision, strategy and roadmap for the core banking platform and its ecosystem. • Act as Product Owner for one of Mambu, Thought Machine or Engine by Starling (or equivalent modern core banking platform). • Define target operating models, functional scope, product   configuration   and extension strategy. • Manage product configuration versus custom build decisions, ensuring regulatory and commercial alignment. Neo ‑ Bank   / Greenfield Delivery • Lead core banking product workstreams for   new ‑ bank   or regulated platform creation,   migration   or major transformation. • Support licence applications, mobilisation phases and regulator readiness activities where   required . • Partner with Architecture and Engineering to design scalable,   API ‑ first ,   cloud ‑ native   solutions. Regulatory & Compliance Engagement • Work directly with regulators (e.g. ECB, local national regulators) on platform design, controls, and operational readiness. • Ensure core banking capabilities support regulatory requirements including safeguarding, reconciliation, reporting,   auditability   and resilience. • Collaborate closely with Compliance, Risk and Financial Crime teams to embed controls by design. Delivery & Stakeholder Management • Translate business,   regulatory   and operational requirements into clear product backlogs and priorities. • Work closely with engineering teams using agile delivery methodologies (Scrum/Kanban). • Own senior stakeholder communication across Technology, Operations, Finance and Executive leadership. Run &   Operate • Own the product in production, including reliability, resilience,   performance   and vendor management. • Ensure   appropriate monitoring , incident management and change governance for a regulated environment. • Support business continuity, disaster recovery and operational resilience obligations related to the platform. Job Specifications Essential: • 5 –1 0 + years’ experience in Product Management   (or similar roles) , with significant tenure in regulated financial services. • Hands ‑ on   product ownership of   at least one modern core banking platform   e.g.   Mambu ,   Thought Machine   or   iGCB   eMaCH.ai • Direct experience supporting   neo ‑ bank   creation, bank   re ‑ platforming , or greenfield regulated environments . • Demonstrable experience working   directly with financial regulators   during platform design,   approval   or mobilisation. • Strong understanding of payments, accounts, ledgers, interest,   fees   and settlement concepts. • Experience delivering complex platforms across multiple   jurisdictions . Desirable: • Experience within   EU ‑ regulated   banking or payments institutions. • Exposure to safeguarding, prudential   reporting   and operational resilience frameworks. • Experience working with   cloud ‑ native   platforms (Azure preferred). Core Skills & Competencies • Core Banking Expertise:   Deep understanding of modern,   API ‑ first   core banking architectures. • Regulatory Mindset:   Ability to design products that satisfy regulators as well as customers. • Product Leadership:   Clear ownership,   prioritisation   and roadmap discipline. • Delivery Focus:   Comfortable operating in complex,   multi ‑ stream   delivery environments. • Stakeholder Management:   Confident engaging executives,   regulators   and vendor leadership. • Analytical & Commercial Thinking:   Understands cost models, scalability and   long ‑ term   platform economics. If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us !