Job Opportunities API

**To be considered for this position, candidates must be legally authorized to work in the United States on a full-time basis without the need for employer sponsorship now or in the future. SavvyMoney is a leading San Francisco East Bay fintech company. We provide integrated credit score and personal finance solutions to 1,600 + bank and credit union partners nationally. The SavvyMoney solutions integrate with more than 43 digital banking platforms. SavvyMoney was recently recognized by the San Francisco Business Times and the Silicon Valley Journal as one of the "Top 25 Places to Work in the San Francisco Bay Area" and is an Inc. 5000 Fastest Growing Company. Our corporate office is located in Dublin, CA, and we offer a hybrid work environment, allowing for a balance of weekly in-office collaboration and remote work flexibility We are looking for a Product Owner II to join our product team and own the future of our managed and automated marketing products — the experience that helps our financial institution partners deliver targeted, personalized credit & deposit offers to their customers. This role sits at the intersection of technical delivery, marketing strategy, and business outcomes, working closely with engineers, designers, data science, QA, and go-to-market teams to translate product vision into well-defined, high-quality deliverables. This is more than a backlog-management role. You'll help define what “automated marketing” becomes at SavvyMoney: evolving traditional marketing tactics into an intelligent engine that delivers the right offer, through the right channel, at the right moment. You should be as comfortable discussing conversion funnels, creative testing, and channel strategy as you are writing a detailed PRD or running a sprint ceremony. You will be involved in agile ceremonies, own the product backlog, and be the primary voice of the business to your development squad. Responsibilities - Always-On Marketing Strategy & Roadmap - Partner with Product Management, Data Science, and Marketing leadership to evolve our offer campaigns from scheduled, batch-driven marketing into an always-on engine that continuously scores and targets high-propensity users for loan and deposit products. - Translate propensity models and audience/segmentation strategy into clear product requirements, working closely with data science on what signals drive targeting decisions. - Help define the roadmap for how automated marketing capabilities extend across products (auto, personal loan, credit card, home equity, deposits, and beyond). Channel, Creative & Content Collaboration - Work with marketing, creative, and content teams to plan and prioritize campaign experiences across channels — digital banking widgets, email, SMS/push, direct mail, and in-app placements. - Translate creative and content strategy (messaging, offer presentation, personalization) into detailed requirements and acceptance criteria for the engineering squad. - Help establish a test-and-learn cadence for creative and channel experiments, partnering with internal & external teams on what to test and engineering on how to instrument it. Conversion Funnel Measurement & Optimization - Own the definition and instrumentation of the conversion funnel — from targeting and offer presentation through application and funding — in partnership with Analytics/BI. - Use funnel data to identify drop-off points, prioritize backlog items that address them, and measure the impact of shipped features against funnel and business metrics. - Build a regular cadence of reporting out funnel performance, test results, and learnings to the squad, Product Managers, and leadership. Requirements Gathering & Documentation - Partner with the Product Manager, internal stakeholders, and go-to-market teams to gather, document, and validate product requirements. - Transform mid-to-high-level Product Requirements Documents (PRDs) from key st