Residential Mortgage Loan Underwriter (Contract)
JazzX AI
| Company | JazzX AI |
| Category | Finance |
| Location | Los Altos |
| Remote | On-site (inferred) |
| Employment | Not stated |
| Level | Not stated |
| Salary | Not stated by the employer |
| Posted | 5 Aug 2026 |
| Last verified | 12 Aug 2026 |
| Source | Employer ATS (greenhouse) |
Description
About JazzX AI :
Vision: Enterprises operating on institutional intelligence—governed, self-improving, and scalable beyond individual expertise.
JazzX AI is defining the future of enterprise work—by building AI-native digital workers that actually get the job done.
We believe enterprises don't scale expertise—they lose it. Knowledge stays trapped in individuals, judgment gets applied inconsistently, and the best talent spends time on work that should run itself. We're changing that.
JazzX AI transforms messy enterprise reality into institutional intelligence: governed digital workers that capture expert judgment, make every decision explainable, and continuously improve through real-world execution. The result is faster decisions, higher-quality outcomes, and reliable execution at scale—in domains where getting it wrong isn't an option.
We're starting with lending and due-diligence workflows—complex, regulated, high-stakes. From here, we're building the backbone for enterprise intelligence across industries.
This is early-stage, hard, and consequential work. If you want to be part of bringing AI systems to market that actually run in production, handle real complexity, and deliver real outcomes—not demos, not chatbots—JazzX AI is the place.
About SAIGroup :
SAIGroup a private investment firm that has committed $1B to build and scale next-generation, AI-powered enterprise software companies. SAIGroup’s portfolio serves 2,000+ global enterprise customers, generates nearly $800M in annual revenue, and employs 4,000+ people worldwide — providing JazzX AI with long-term capital, deep operating expertise, and access to real-world enterprise scale from day one.
Role Overview
As a Part‑Time Residential Mortgage Loan Underwriter Consultant at JazzX AI, you will leverage your deep expertise in underwriting to build AI-technology to support mortgage underwriting activities. You will work closely with engineering, and product teams to convert real-world underwriting decisions into robust AI logic.
Contract Duration: 6 months (potential to extend up to 12 months)
Key Responsibilities:
Underwriting & File Assessment
Underwrite a variety of residential mortgage loan files (purchase, rate‑term refinance, cash‑out refinance) per Fannie Mae DU and Freddie Mac LP guidelines.
Document underwriting rationale, risk profiles, and exception handling.
Process Mapping & Rule Development
Deconstruct end-to-end underwriting workflows—from borrower qualification and income/asset verification to AUS findings and final approval.
Identify critical decision points and edge cases crucial for AI modeling.
Model Validation & Feedback
Blind-test AI-generated underwriting recommendations against manual assessments.
Provide granular feedback to engineering teams to fine-tune decision rules and confidence thresholds.
Knowledge Transfer & Training
Create clear, actionable guides on complex topics (e.g., compensating factors, manual AUS overrides, GSE compliance).
Host virtual workshops or Q&A sessions to transfer domain knowledge to cross-functional teams.
Required Qualifications
Experience: 4–10 years in residential mortgage underwriting at a senior or specialist level.
GSE Mastery: Deep, hands-on knowledge of Fannie Mae DU and/or Freddie Mac LP guidelines.
Analytical Acumen: Proven ability to assess borrower credit, income, assets, and collateral with accuracy and consistency.
Communication: Exceptional verbal and written skills to articulate underwriting logic and decision processes.
Consulting Approach: Comfortable in an iterative environment, providing structured feedback to p